Different Programs to Provide Business Financing

M-O-M Inc. has added new programs to ensure we have the ability to fund almost any business.

The first program is a Merchant Advance; this is based on your credit card receivables. Generally, you can expect an advance of 125% of your monthly credit card sales. For example, you do $10,000 a month in credit card sales, your advance amount could be up to $12,500. With a $12,500 advance, your total pay back would be around $16,500. The terms vary from six months to one year. You will receive the cash in around 7 business days. You will more than likely have to switch your credit card processors, but most companies will meet or beat your current processing fees. Since this program is based on your previous sales there is no collateral necessary, and bad credit is not an issue. The amount available with this program is $5,000 to $300,000 per location.

The second program is a Fast Cash Business Loan, this program is based upon both your credit card receivables and all sales totals. The Fast Cash Business Loan is based more upon the stability of your business, than just credit card sales alone. This program is difficult to tell you what you might qualify for; it is based more upon your individual business all around, and marginally on your personal credit (minimum of 600 FICO score). You will receive the cash in around 7-10 business days. The amount available with this program is $5,000 to $100,000 per location.

The third program is a Success Business Loan, this program is again based more on your overall sales. The Success Business Loan works much in the same way as the Fast Cash Business Loan. There are two main differences between the Success and Fast Cash Business Loans. The first is the amount available; the Success Business Loan has $100,000 to $2,500,000 available per location. The second is the length of time for funding; the Success Business Loan takes around three weeks to provide funding.

The fourth program is an Invoice Factoring Advance, this program is based on your accounts receivable. You can receive up to 85% of your receivable accounts. This program generally takes about a week to receive funding. Approval for this program is based upon the credit worthiness of the account holder, not the business owner.

If you have any questions, feel free to contact me.

Money for Your Small Business

With the recent financial issues in Washington being felt by "Main Street" businesses, business loans are all but unattainable. Securing cash flow for your business presents many problems. If your credit score isn't high enough, if you don't have enough collateral. Even if you have all your proverbial ducks in a row, chances are there is still no money for you.

With Making Obstacles Manageable, Inc. you can receive the funding for your business. We do not lend money based on credit, and this is completely unsecured. We lend based on your merchant receivables, which allows us to qualify and approve more than 90% of businesses. If you are in need of funding you can apply online. Feel free to contact us if you have any questions.

Cash for Businesses

Due to the current state of the economy, many small business owners are having difficulty securing the working capital neccesary to keep a small business growing. Sometimes keeping the business open during the slow times is hard enough. Making Obstacles Managable, Inc. has made it possible for a small business owner to secure the neccesary funding without any collateral. We approve based on your merchant card revenue and not your credit score. We fund all kind of business types. Business owners can have the cash they need in around 10 business days, often times sooner. We have some more information on our website. Business owners can also look at the differences between our program and a business loan, review some of the frequently asked questions about the program, and apply online directly. Our website is listed below, along with our toll free number.

Making Obstacles Manageable, Inc.

Chris Black

Special Projects Director

www.ourbusinessloan.com

cblack@m-o-minc.com

(866) 942-9199